Secure Your Valued Items
Personal Liability InsurancePersonal liability insurance is a type of coverage that protects individuals from financial loss in the event they are held legally responsible for causing injury to another person or damaging someone else’s property. This insurance provides peace of mind, knowing that you are financially protected against unexpected claims and lawsuits. At Risk ResQ, we offer comprehensive personal liability insurance policies tailored to your specific needs.
A Little More
Types of Personal Liability Insurance
Bodily Injury Liability
Covers medical expenses and compensation for injuries sustained by others due to your actions or negligence.
Property Damage Liability
Provides coverage for damages you cause to someone else’s property, including vehicles, homes, or personal belongings.
Legal Defence Costs
Covers the costs associated with defending against lawsuits related to covered incidents.
Personal Injury Protection
Protects against claims for non-physical injuries, such as defamation or invasion of privacy.
Frequently Asked Questions
Personal Liability Insurance
What is the purpose of short-term insurance?
Personal liability insurance covers legal fees, medical expenses, and damages awarded in lawsuits for bodily injury or property damage caused by you.
How much coverage do I need?
The amount of coverage you need depends on your assets and lifestyle. Our advisors can help you assess your needs and recommend appropriate coverage levels.
Are there any exclusions in personal liability insurance?
Yes, common exclusions may include intentional acts, business-related activities, and certain high-risk activities. It’s essential to review the policy details carefully.
How do I file a claim?
To file a claim, contact our claims department as soon as possible after the incident occurs. You will need to provide details about the incident and any supporting documentation.
Can I customise my policy?
Yes, personal liability insurance policies can often be customised with additional coverages or endorsements based on your specific needs.
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Personal Liability Insurance
Phone & Email
012 345 6789
info@riskresq.co.za
Open Hours
Mon to Fri: 8am – 5pm
Sat to Sun: 8am – 7pm
Address
3 Gwen Lane, Sandton, Sandown, 2031
Secure Your Valued Items
The Benefits of Liability Insurance
Comprehensive Coverage:
Our policies cover a wide range of risks, ensuring that you are protected against potential losses.
Peace of Mind:
Knowing that you have short-term insurance in place allows you to live your life with confidence, knowing that you are financially protected.
Customisable Policies:
We offer flexible options that can be tailored to your unique circumstances, ensuring that you only pay for the coverage you need.
Quick Claims Process:
Our streamlined claims process ensures that you receive timely support and compensation when you need it most.
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How to Apply
Applying typically involves the following steps:
1. Gather Documentation:
Prepare necessary documents, including personal identification, details of the assets to be insured, and any previous insurance policies.
2. Submit Application
Complete the application form provided by Risk ResQ, ensuring all required information is included.
3. Risk Assessment:
Our team will conduct a risk assessment to determine the appropriate coverage and premium rates based on your needs.
4. Receive Policy:
Once approved, your short-term insurance policy will be issued, providing you with the coverage you require.