Risk ResQ Home Hero

Build With Confidence. We’ve Got You Covered.

Risk ResQ provides the construction guarantees and insurance solutions that keep South African projects moving — protecting contractors, project owners and suppliers from the first bid to the final handover.

Ready when you are.

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Risk ResQ Home — Brand Story
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20+ Years Combined Construction Experience

Authorised Financial Services Provider

We Understand Construction Because We Are Construction People

Risk ResQ was founded by seasoned construction professionals with over 20 years of industry experience between them — backed by full regulatory compliance as an Authorised Financial Services Provider and registered credit provider. We’re not just finance people who crunch numbers. We understand you, because we are one of you.

Regulatory Compliance

FSP No. 54423 NCR No. NCRCP23245 Reg No. 2024/396004/07 VAT No. 4490318237

How We Help

Two Ways We Protect Your Project

Construction Guarantees

  • Bid Bonds
  • Performance Guarantees
  • Advance Payment Guarantees
  • Materials Off-Site Bonds
  • Supplier Suretyships
View Guarantees

Construction Insurance

  • Contractors All-Risk
  • Public Liability
  • Workman’s Compensation
  • Professional Indemnity
  • Plant & Equipment
View Insurance

Why Risk ResQ

Why Contractors and Project Owners Choose Risk ResQ

Deep Industry Roots

20+ years of combined construction industry experience behind every policy we write.

Fully Regulated & Compliant

An Authorised Financial Services Provider and registered credit provider with the NCR — regulatory standing you can verify.

Tailored Cover

Guarantees and insurance tailored to your contract value, duration and risk profile — never one-size-fits-all.

Fast, Personal Support

A dedicated team that moves quickly when it matters most — at application stage and at claims stage.

Ready to protect your next project?

Apply Now Contact Us Today

Who We Work With

Industries We Serve

From single sites to multi-project portfolios — guarantees and insurance built for how South African construction actually happens, across every sector we cover.

Civil Engineering & Infrastructure
General Building & Construction
Specialist & Structural Works
Mechanical & Electrical Engineering
Government & Public Sector
Property Development
Roads & Bulk Earthworks
Renewable & Industrial

National Footprint

National Coverage, Every Province

Wherever the project is, we’re already close by. From two offices, our guarantees and insurance reach into every province — supporting contractors and project owners across South Africa’s major construction hubs.

9/9

Provinces Served

2

Regional Offices

Polokwane · HQ Johannesburg · HQ Mahikeng Nelspruit Durban Bloemfontein Kimberley Gqeberha Cape Town
Head Office Active Coverage

How It Works

A Straightforward Application Process

From first enquiry to an issued guarantee or policy, we keep the process clear and moving — so you can focus on the project, not the paperwork.

01

Submit Your Application

Tell us about your project, contract value and the guarantee or insurance you need — online, by phone, or at either of our offices.

02

Documentation & Assessment

Our underwriting team reviews your financials and the specific risk profile of the contract.

03

Approval & Issuance

Once approved, your guarantee or policy is issued and ready to submit with your tender or signed contract.

04

Ongoing Support

We stay with you for the life of the contract — from variations and extensions to claims support if you ever need it.

Frequently Asked Questions

Answers Before You Apply

Can’t find what you’re looking for? Contact us and we’ll walk you through it.

A construction guarantee is a financial assurance that a contractor will fulfil their obligations under a contract — commonly required by the employer or principal before work begins, especially on CIDB-registered or public-sector tenders. If your contract or tender documents call for a performance, payment or retention guarantee, you’ll need one in place before the project can proceed.
A guarantee is a promise of payment if the contractor fails to perform — it protects the employer’s financial interest. Construction insurance, such as Contractors’ All Risk or Public Liability cover, protects against physical loss, damage or third-party claims during the works themselves. Most projects need both, and we can arrange them together.
Typically your company registration documents, latest financial statements, and the signed contract or letter of award. The exact requirements depend on the size and type of guarantee or cover you need — our team will confirm the full list once we understand your project.
Once we have your complete documentation, most applications are assessed and guarantees or policies issued within a few working days. Larger or more complex contracts may take a little longer to underwrite.
Yes. Risk ResQ is an authorised Financial Services Provider (FSP No. 54423) and a registered credit provider with the National Credit Regulator (NCR No. NCRCP23245).
Get In Touch

However You'd Like to Reach Us, We're Ready

Chat to us on WhatsApp, send an enquiry through our contact form, or speak to our team directly — whichever's easiest for you.

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Risk ResQ
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Hi there 👋 Welcome to Risk ResQ. How can we help protect your next project?09:14
Hi, I need a quote for site cover on a new build in Midrand09:15 ✓✓
Great — I can help with that. Is this Personal or Business cover, and roughly what's the project value?09:15
Business cover, project's worth around R2.5m09:16 ✓✓
Perfect — I'll get a tailored quote sent through within the hour ✅09:16
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riskresq.co.za/contact
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Risk ResQ
Talk To Our Team
NameJason M.
Enquiry TypeBusiness Insurance
MessageLooking for cover on a new commercial build…
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Thanks, Jason — we've received your enquiry and will be in touch shortly.

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Business Hours

Monday – Friday, 08:00 – 17:00